KENANGA ANNUAL REPORT 2019

222 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 34. CREDIT LOSS REVERSAL/(EXPENSES) The table below shows the ECL charges on financial instruments for the financial year recorded in the income statement: Group (a) Movement in ECLs on debt instruments, loan commitments and loans, advances and financing: 2019 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Debts instruments at FVOCI (Note 7(a)) 189 - - 189 Debts instruments at amortised cost (Note 7(b)) - 522 - 522 Loans, advances and financing (Note 9.2) (345) - 14,104 13,759 Loan commitments (Note 9.2(d)) (69) - - (69) Credit loss (expenses)/reversal (225) 522 14,104 14,401 2018 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Debts instruments at FVOCI (Note 7(a)) (208) - - (208) Debts instruments at amortised cost (Note 7(b)) 64 92 - 156 Loans, advances and financing (Note 9.2) 485 (8,847) (21,211) (29,573) Loan commitments (Note 9.2(d)) (47) - - (47) Credit reversal/(expenses) 294 (8,755) (21,211) (29,672) (b) Movement in ECLs on other financial assets: 2019 Non- Credit Impaired RM’000 Credit- Impaired RM’000 Total RM’000 Balances due from clients and brokers (Note 10.1) 1 797 798 Other debtors (Note 11.1) (1,207) 1,224 17 Credit loss (expenses)/reversal (1,206) 2,021 815 2018 Non- Credit Impaired RM’000 Credit- Impaired RM’000 Total RM’000 Balances due from clients and brokers (Note 10.1) (1) (34) (35) Other debtors (Note 11.1) (96) (20) (116) Credit loss (expenses)/reversal (97) (54) (151)