KENANGA ANNUAL REPORT 2019

223 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 34. CREDIT LOSS REVERSAL/(EXPENSES) (CONT’D.) Bank (a) Movement in ECLs on debt instruments, loan commitments and loans, advances and financing: 2019 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Debts instruments at FVOCI (Note 7(a)) 189 - - 189 Debts instruments at amortised cost (Note 7(b)) - 522 - 522 Loans, advances and financing (Note 9.2) (910) - 14,039 13,129 Loan commitments (Note 9.2(d)) (54) - - (54) Amount due from subsidiaries (304) - - (304) Credit loss (expenses)/reversal (1,079) 522 14,039 13,482 2018 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Debts instruments at FVOCI (Note 7(a)) (208) - - (208) Debts instruments at amortised cost (Note 7(b)) 64 92 - 156 Loans, advances and financing (Note 9.2) 519 (8,847) (21,253) (29,581) Loan commitments (Note 9.2(d)) (47) - - (47) Credit loss reversal/(expenses) 328 (8,755) (21,253) (29,680) (b) Movement in ECLs on other financial assets: 2019 Non- Credit Impaired RM’000 Credit- Impaired RM’000 Total RM’000 Balances due from clients and brokers (Note 10.1) 1 797 798 Other debtors (Note 11.1) (1,207) (147) (1,354) Credit loss (expenses)/reversal (1,206) 650 (556) 2018 Non- Credit Impaired RM’000 Credit- Impaired RM’000 Total RM’000 Balances due from clients and brokers (Note 10.1) (1) (34) (35) Other debtors (Note 11.1) (96) (37) (133) Credit loss (expenses)/reversal (97) (71) (168)