211 How We Are Governed Financial Statements Shareholders’ Information Additional Information 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment (cont’d.) An analysis of changes in the outstanding exposure and the corresponding ECL allowances in relation to undrawn commitment is as follows: Group Outstanding exposure 2021 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 158,900 - - 158,900 New exposures 112,192 - - 112,192 Exposures derecognised or matured/lapsed (excluding write-offs) (169,075) - - (169,075) As at 31 December 102,017 - - 102,017 Group Outstanding exposure 2020 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 100,200 - - 100,200 New exposures 329,995 - - 329,995 Exposures derecognised or matured/lapsed (excluding write-offs) (271,295) - - (271,295) As at 31 December 158,900 - - 158,900 Bank Outstanding exposure 2021 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 226,400 - - 226,400 New exposures 138,192 - - 138,192 Exposures derecognised or matured/lapsed (excluding write-offs) (179,075) - - (179,075) As at 31 December 185,517 - - 185,517
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