KENANGA ANNUAL REPORT 2021

Kenanga Investment Bank Berhad Annual Report 2021 210 Our Sustainability Approach About This Report We Are Kenanga Message From Chairman and GMD 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment Group Internal rating grade 2021 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong - - - - Satisfactory 72,017 - - 72,017 Substandard - - - - Non-rated 30,000 - - 30,000 Total 102,017 - - 102,017 Group Internal rating grade 2020 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong - - - - Satisfactory 151,400 - - 151,400 Substandard 7,500 - - 7,500 Total 158,900 - - 158,900 Bank Internal rating grade 2021 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong - - - - Satisfactory 155,517 - - 155,517 Substandard - - - - Non-rated 30,000 - - 30,000 Total 185,517 - - 185,517 Bank Internal rating grade 2020 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong - - - - Satisfactory 218,900 - - 218,900 Substandard 7,500 - - 7,500 Total 226,400 - - 226,400 Notes to the Financial Statements 31 December 2021

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