KENANGA ANNUAL REPORT 2019

286 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below summarises the contractual maturity profile of the Bank’s assets and liabilities as at 31 December 2018. The contractual maturity profile often may not reflect the actual behavioural patterns. Bank 2018 On demand RM’000 Up to 1 months RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Assets Cash and bank balances 144,307 846,810 125,000 - - - - 1,116,117 Financial assets at FVTPL - - 19,861 - - - 168,715 188,576 Financial instruments at FVOCI - 679,164 - 20,015 160,263 800,480 1,754 1,661,676 Financial instruments at AC - - 8,716 - - 112,540 - 121,256 Derivative financial assets - 35,213 - 10,934 25,635 210 - 71,992 Loans, advances and financing 167,330 1,389,517 2,967 4,978 44,856 366,057 60 1,975,765 Balances due from clients and brokers - 296,323 - - - - - 296,323 Other assets 4,105 6,165 490 14 1,297 46,400 26,942 85,413 Others - - - - - - 783,602 783,602 Total assets 315,742 3,253,192 157,034 35,941 232,051 1,325,687 981,073 6,300,720 Liabilities Deposits from customers 88,246 2,480,275 902,512 568,763 373,992 200,000 - 4,613,788 Deposits and placements of banks and other financial institutions - 95,016 - - - - - 95,016 Obligations on securities sold under repurchase agreements - 83,067 - - - - - 83,067 Derivative financial liabilities - 111 1,178 9,327 2,077 - - 12,693 Balances due to clients and brokers - 221,083 - - - - - 221,083 Borrowings - - 2,800 2,800 5,600 66,600 - 77,800 Other liabilities balances 4 89,013 16,036 20,777 10,188 34,102 99,923 270,043 Total liabilities 88,250 2,968,565 922,526 601,667 391,857 300,702 99,923 5,373,490 Net maturity mismatch 227,492 284,627 (765,492) (565,726) (159,806) 1,024,985 881,150 927,230 The table below shows the contractual expiry by maturity of the Bank’s contingent liabilities and commitments. Bank 2018 On demand RM’000 Up to 1 months RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Miscellaneous commitments 689,222 - - - - - - 689,222 Total commitments and guarantees 689,222 - - - - - - 689,222