KENANGA ANNUAL REPORT 2019

285 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below summarises the contractual maturity profile of the Bank’s assets and liabilities as at 31 December 2019. The contractual maturity profile often may not reflect the actual behavioural patterns. Bank 2019 On demand RM’000 Up to 1 months RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Assets Cash and bank balances 291,599 1,430,551 155,000 - - - - 1,877,150 Financial assets at FVTPL - - - - - - 326,560 326,560 Financial instruments at FVOCI - - 59,550 5,017 130,566 598,860 1,088 795,081 Financial instruments at AC - - 12,662 - - 100,094 - 112,756 Derivative financial assets - 34,926 - 307 29,876 65 - 65,174 Loans, advances and financing 314,868 1,304,044 - - 50,021 370,567 17 2,039,517 Balances due from clients and brokers - 280,357 - - - - - 280,357 Other assets 4,317 8,392 52,686 1,927 - 29,696 25,546 122,564 Others - 412 1,255 1,883 3,712 16,483 773,202 796,947 Total assets 610,784 3,058,682 281,153 9,134 214,175 1,115,765 1,126,413 6,416,106 Liabilities Deposits from customers 71,367 2,220,665 968,814 548,270 110,236 200,000 - 4,119,352 Deposits and placements of banks and other financial institutions - 310,518 340,200 - - - - 650,718 Obligations on securities sold under repurchase agreements - - - - - - - - Derivative financial liabilities - 57 1,911 1,765 9,683 - - 13,416 Balances due to clients and brokers - 304,880 - - - - - 304,880 Borrowings - - 2,800 2,800 5,600 55,400 - 66,600 Other liabilities balances 413 75,489 67,116 10,064 4,644 31,238 116,207 305,171 Total liabilities 71,780 2,911,609 1,380,841 562,899 130,163 286,638 116,207 5,460,137 Net maturity mismatch 539,004 147,073 (1,099,688) (553,765) 84,012 829,127 1,010,206 955,969 The table below shows the contractual expiry by maturity of the Bank’s contingent liabilities and commitments. Bank 2019 On demand RM’000 Up to 1 months RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Miscellaneous commitments 623,581 - - - - - - 623,581 Total commitments and guarantees 623,581 - - - - - - 623,581