KENANGA ANNUAL REPORT 2019

260 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) Industry analysis as at 31 December 2018 Group Primary agriculture RM’000 Manufacturing (incl. agri-based) RM’000 Electricity, gas & water supply RM’000 Wholesale & retail trade, and hotel & restaurant RM’000 Real estate RM’000 Transport, storage and communications RM’000 Finance and insurance RM’000 Household RM’000 Others RM’000 Total RM’000 Financial assets Cash and bank balances - - - - - - 1,351,260 - - 1,351,260 Statutory deposit with Bank Negara Malaysia - - - - - - 116,619 - - 116,619 Balances due from clients and brokers - - - - - - - 99,305 197,018 296,323 Financial assets at FVTPL Islamic Corporate Bills - - - - 19,861 - - - - 19,861 Unquoted shares and unit trust funds in Malaysia - - - - - - 131,725 - - 131,725 Derivative financial assets - 1 - 210 32,298 - 1 33,858 5,624 71,992 Net loans, advances and financing Term loans - - - 20,959 23,025 - - - 343,305 387,289 Islamic term loans - - - - - - - 25,079 141,039 166,118 Share margin financing - 5,830 - - 35,770 - - 974,623 365,501 1,381,724 Islamic share margin financing - - - - - - - 7,793 - 7,793 Others - - - 9,964 17,399 - 15,047 70 19,511 61,991 Financial investments at FVOCI Malaysian Government Securities - - - - - - 40,182 - - 40,182 Malaysian Government Investment Certificates - - - - - - 195,055 - - 195,055 Negotiable Instruments of Deposits - - - - - - 50,000 - - 50,000 Islamic Negotiable Instruments of Deposits - - - - - - 629,165 - - 629,165 Corporate Bonds - - - - - - - - 160,667 160,667 Islamic Corporate Sukuk 4,998 - 105,924 - 44,786 74,650 220,180 - 134,315 584,853 Unquoted equities - - - - - - - - 1,754 1,754 Financial investments at AC Corporate Bonds - - - - - - 20,038 - - 20,038 Malaysian Government Investment Certificates - - - - - - 9,876 - - 9,876 Islamic Corporate Sukuk - - 15,000 21,140 - - 34,995 - 20,207 91,342 Other assets - - - - - - - - 157,206 157,206 4,998 5,831 120,924 52,273 173,139 74,650 2,814,143 1,140,728 1,546,147 5,932,833 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019