KENANGA ANNUAL REPORT 2019

259 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) Industry analysis as at 31 December 2019 Group Primary agriculture RM’000 Manufacturing (incl. agri-based) RM’000 Electricity, gas & water supply RM’000 Wholesale & retail trade, and hotel & restaurant RM’000 Real estate RM’000 Transport, storage and communications RM’000 Finance and insurance RM’000 Household RM’000 Others RM’000 Total RM’000 Financial assets Cash and bank balances - - - - - - 2,063,057 - - 2,063,057 Statutory deposit with Bank Negara Malaysia - - - - - - 99,164 - - 99,164 Balances due from clients and brokers - - - - - - - 154,600 125,757 280,357 Financial assets at FVTPL Unquoted shares and unit trust funds in Malaysia - - - - - - - - 135,114 135,114 Derivative financial assets - - - - 30,263 65 - 31,870 2,976 65,174 Net loans, advances and financing Term loans - - - 35,885 37,566 - - 36,058 392,371 501,880 Islamic term loans - - - - - - - 20,057 142,074 162,131 Share margin financing - 8,803 - 1,312 27,394 - - 933,160 326,352 1,297,021 Islamic share margin financing - - - - - - - 7,024 - 7,024 Others - - - 5,286 30,478 7,708 9,539 17 43,590 96,618 Financial investments at FVOCI Malaysian Government Securities - - - - - - 30,550 - - 30,550 Malaysian Government Investment Certificates - - - - - - 72,649 - - 72,649 Islamic Negotiable Instruments of Deposits - - - - - - 59,550 - - 59,550 Corporate Bonds - - 15,857 - - - 45,847 - 111,336 173,040 Islamic Corporate Sukuk 5,017 - 71,945 - 10,157 30,677 298,835 - 41,573 458,204 Unquoted equities - - - - - - - - 1,088 1,088 Financial investments at AC Corporate Bonds - - - - - - 20,030 - - 20,030 Malaysian Government Investment Certificates - - - - - - 9,892 - - 9,892 Islamic Corporate Sukuk - - - 12,662 - - 70,172 - - 82,834 Other assets - - - - - - - - 182,407 182,407 5,017 8,803 87,802 55,145 135,858 38,450 2,779,285 1,182,786 1,504,638 5,797,784 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019