KENANGA ANNUAL REPORT 2019

186 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment (cont’d.) An analysis of changes in the outstanding exposure and the corresponding ECL allowances in relation to undrawn commitment is as follows: Group 2019 Outstanding exposure Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 123,405 - - 123,405 New exposures 240,557 - - 240,557 Exposures derecognised or matured/lapsed (excluding write-offs) (263,762) - - (263,762) As at 31 December 100,200 - - 100,200 Group 2018 Outstanding exposure Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 32,485 - - 32,485 New exposures 116,920 - - 116,920 Exposures derecognised or matured/lapsed (excluding write-offs) (26,000) - - (26,000) As at 31 December 123,405 - - 123,405 Bank 2019 Outstanding exposure Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 230,405 - - 230,405 New exposures 240,557 - - 240,557 Exposures derecognised or matured/lapsed (excluding write-offs) (302,762) - - (302,762) As at 31 December 168,200 - - 168,200