KENANGA ANNUAL REPORT 2019

185 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment Group 2019 Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 76,174 - - 76,174 Satisfactory 23,665 - - 23,665 Substandard 361 - - 361 Total 100,200 - - 100,200 Group 2018 Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 76,174 - - 76,174 Satisfactory 47,231 - - 47,231 Total 123,405 - - 123,405 Bank 2019 Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 76,174 - - 76,174 Satisfactory 91,665 - - 91,665 Substandard 361 - - 361 Total 168,200 - - 168,200 Bank 2018 Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 76,174 - - 76,174 Satisfactory 154,231 - - 154,231 Total 230,405 - - 230,405