KENANGA ANNUAL REPORT 2018

NOTES TO THE FINANCIAL STATEMENTS 31 December 2018 179 ANNUAL REPORT 2018 10. LOANS, ADVANCES AND FINANCING (CONT’D.) 10.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment (cont’d.) An analysis of changes in the outstanding exposure and the corresponding ECL allowances in relation to undrawn commitment is as follows (cont’d.): 2018 Bank Stage 1 Stage 2 Stage 3 Total Outstanding exposure RM’000 RM’000 RM’000 RM’000 As at 1 January 136,985 - - 136,985 New exposures 119,420 - - 119,420 Exposure derecognised or matured/lapsed (excluding write-offs) (26,000) - - (26,000) As at 31 December 230,405 - - 230,405 2018 Group Stage 1 Stage 2 Stage 3 Total ECL allowances RM’000 RM’000 RM’000 RM’000 As at 1 January 13 - - 13 New exposures 60 - - 60 Assets derecognised or repaid (excluding write-offs) (13) - - (13) As at 31 December 60 - - 60 2018 Bank Stage 1 Stage 2 Stage 3 Total ECL allowances RM’000 RM’000 RM’000 RM’000 As at 1 January 154 - - 154 New exposures 60 - - 60 Assets derecognised or repaid (excluding write-offs) (13) - - (13) As at 31 December 201 - - 201