KENANGA ANNUAL REPORT 2018

NOTES TO THE FINANCIAL STATEMENTS 31 December 2018 178 KENANGA INVESTMENT BANK BERHAD 10. LOANS, ADVANCES AND FINANCING (CONT’D.) 10.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment 2018 2017 Group Stage 1 Stage 2 Stage 3 Total Total Internal rating grade RM’000 RM’000 RM’000 RM’000 RM’000 Performing: Strong 76,174 - - 76,174 - Satisfactory 47,231 - - 47,231 32,485 Total 123,405 - - 123,405 32,485 2018 2017 Bank Stage 1 Stage 2 Stage 3 Total Total Internal rating grade RM’000 RM’000 RM’000 RM’000 RM’000 Performing: Strong 76,174 - - 76,174 - Satisfactory 154,231 - - 154,231 136,985 Total 230,405 - - 230,405 136,985 An analysis of changes in the outstanding exposure and the corresponding ECL allowances in relation to undrawn commitment is as follows: 2018 Group Stage 1 Stage 2 Stage 3 Total Outstanding exposure RM’000 RM’000 RM’000 RM’000 As at 1 January 32,485 - - 32,485 New exposures 116,920 - - 116,920 Exposure derecognised or matured/lapsed (excluding write-offs) (26,000) - - (26,000) As at 31 December 123,405 - - 123,405