335 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2022 KENANGA INVESTMENT BANK BERHAD Annual Report 2022 52. OPERATIONS OF ISLAMIC BANKING (CONT’D.) (m) Income derived from investment of shareholders’ funds Group and Bank 2022 RM’000 2021 RM’000 Finance income and hibah Financing and advances 4,535 4,432 Financial investments other than those measured at FVTPL 2,291 2,547 Accretion of premium (210) (254) 6,616 6,725 (n) Profit distributed to depositors Group and Bank 2022 RM’000 2021 RM’000 Deposits from customers and financial institutions - Murabahah Fund 14,841 15,975 Others 2,863 2,287 17,704 18,262 (o) Other operating expenses Group and Bank 2022 RM’000 2021 RM’000 (i) Personnel expenses - salaries, wages, allowances and bonus 637 617 - EPF 100 96 - other staff related expense 68 55 805 768 (ii) Other overhead expenses Establishment costs - depreciation 6 8 - amortisation 1 1 - office rental 58 58 - others 16 13 81 80
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