299 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2022 KENANGA INVESTMENT BANK BERHAD Annual Report 2022 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (b) Market risk (cont’d.) (i) Interest rate risk (cont’d.) Group (cont’d.) 2022 (cont’d.) Up to 1 month RM’000 >1-3 months RM’000 >3-12 months RM’000 >1-5 years RM’000 Over 5 years RM’000 Non interest sensitive RM’000 Trading book RM’000 Total RM’000 Effective interest rate % Liabilities Deposits from customers 1,856,701 851,371 453,006 - - - - 3,161,078 2.35 Deposits and placement of banks and other financial institutions 378,359 37,000 - - - - - 415,359 2.35 Borrowings 25,500 - - - 180,500 - - 206,000 4.76 Derivative financial liabilities - - - - - 16,496 - 16,496 Balances due to clients and brokers - - - - - 732,709 - 732,709 Other liabilities- structured product 2,879 - - - - - - 2,879 29.86 Other non interest sensitive balances - - - - - 405,012 - 405,012 Total liabilities 2,263,439 888,371 453,006 - 180,500 1,154,217 - 4,939,533 Equity - - - - - 1,017,280 - 1,017,280 Non-controlling interest - - - - - 5,544 - 5,544 Total liabilities and shareholders’ equity 2,263,439 888,371 453,006 - 180,500 2,177,041 - 5,962,357 On-balance sheet interest sensitivity gap 639,443 (757,680) (359,560) 210,236 230,403 (284,981) 322,139 - Cumulative interest sensitivity gap 639,443 (118,237) (477,797) (267,561) (37,158) (322,139) - -
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