KENANGA ANNUAL REPORT 2022

200 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2022 Additional Information We Are Kenanga Message From Our Leaders Our Sustainability Approach How We Are Governed Financial Statements Shareholders’ Information 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (a) Term loans/financing and subordinated term loan (cont’d.) 2022 Bank Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: - Satisfactory 445,021 - - 445,021 - Substandard 62,613 63,386 - 125,999 Total 507,634 63,386 - 571,020 2021 Bank Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: - Satisfactory 464,584 - - 464,584 - Substandard 67,998 63,073 - 131,071 Total 532,582 63,073 - 595,655

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