197 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2022 KENANGA INVESTMENT BANK BERHAD Annual Report 2022 9. LOANS, ADVANCES AND FINANCING (CONT’D.) (i) Gross loans, advances and financing analysed by type of customer are as follows: Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Domestic business enterprises - Small and medium enterprises 240,319 256,439 200,583 196,055 - Others 492,321 534,052 562,436 590,630 Individuals 979,667 993,814 960,518 971,456 Foreign enterprises 541 8,510 541 8,510 1,712,848 1,792,815 1,724,078 1,766,651 (ii) Gross loans, advances and financing analysed by geographical distribution are as follows: Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 In Malaysia 1,709,313 1,786,437 1,720,543 1,760,273 Outside Malaysia 3,535 6,378 3,535 6,378 1,712,848 1,792,815 1,724,078 1,766,651 (iii) Gross loans, advances and financing analysed by interest rate/profit rate sensitivity are as follows: Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Fixed rate - Other fixed rate loans 1,211,941 1,253,641 1,153,056 1,170,899 Variable rate - Other variable rates 497,904 529,826 568,019 586,404 - Base lending rate plus 3,001 9,251 3,001 9,251 Interest free 2 97 2 97 1,712,848 1,792,815 1,724,078 1,766,651
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