Kenanga Investment Bank Berhad Annual Report 2021 314 Our Sustainability Approach About This Report We Are Kenanga Message From Chairman and GMD 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) Bank 2021 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Liabilities Deposits from customers 39,848 1,675,570 701,132 494,295 239,755 100,000 - 3,250,600 Deposits and placements of banks and other financial institutions - 369,958 242,904 40,000 - - - 652,862 Derivative financial liabilities - - 4,712 4,031 20,017 - - 28,760 Balances due to clients and brokers - 265,296 - - - - - 265,296 Borrowings - - 2,800 2,800 5,600 193,500 - 204,700 Other liabilities balances 630 181,503 5,450 2,978 3,828 37,676 194,041 426,106 Total liabilities 40,478 2,492,327 956,998 544,104 269,200 331,176 194,041 4,828,324 Net maturity mismatch 359,779 548,481 (848,474) (440,869) (112,593) 570,478 964,548 1,041,350 The table below shows the contractual expiry by maturity of the Bank’s contingent liabilities and commitments. On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Commitments to extend credit: - share margin financing 2,774,310 - - - - - - 2,774,310 - foreign exchange related contracts - 7,930 - 2,292 - - - 10,222 Miscellaneous commitments- monies held in trust on behalf of client 1,249,679 - - - - - - 1,249,679 Other commitments- corporate loan 124,242 - - - - 20,000 41,275 185,517 Securities borrowing and lending 27,637 - - - - - - 27,637 Total commitments and guarantees 4,175,868 7,930 - 2,292 - 20,000 41,275 4,247,365 Notes to the Financial Statements 31 December 2021
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