299 How We Are Governed Financial Statements Shareholders’ Information Additional Information 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (b) Market risk (cont’d.) (i) Interest rate risk (cont’d.) Group (cont’d.) 2021 (cont’d.) Up to 1 month RM’000 >1-3 months RM’000 >3-12 months RM’000 >1-5 years RM’000 Over 5 years RM’000 Non interest sensitive RM’000 Trading book RM’000 Total RM’000 Effective interest rate % Liabilities Deposits from customers 1,638,170 666,478 732,630 100,000 - - - 3,137,278 1.89 Deposits and placement of banks and other financial institutions 369,958 242,904 40,000 - - - - 652,862 1.89 Borrowings 56,200 3,000 - - 185,500 - - 244,700 4.54 Derivative financial liabilities - - - - - 28,760 - 28,760 Balances due to clients and brokers - - - - - 665,968 - 665,968 Other liabilities- structured product 3,168 - - - - - - 3,168 21.45 Other non interest sensitive balances - - - - - 630,756 - 630,756 Total liabilities 2,067,496 912,382 772,630 100,000 185,500 1,325,484 - 5,363,492 Equity - - - - - 1,050,329 - 1,050,329 Non-controlling interest - - - - - 4,701 - 4,701 Total liabilities and shareholders’ equity 2,067,496 912,382 772,630 100,000 185,500 2,380,514 - 6,418,522 On-balance sheet interest sensitivity gap 1,241,645 (831,117) (584,701) 282,698 43,422 (539,269) 387,322 - Cumulative interest sensitivity gap 1,241,645 410,528 (174,173) 108,525 151,947 (387,322) - -
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