285 How We Are Governed Financial Statements Shareholders’ Information Additional Information 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) Industry analysis as at 31 December 2020 Bank Primary agriculture RM’000 Manufacturing (incl. agribased) RM’000 Electricity, gas & water supply RM’000 Wholesale & retail trade, and hotel & restaurant RM’000 Real estate RM’000 Transport, storage and communications RM’000 Finance and insurance RM’000 Household RM’000 Others RM’000 Total RM’000 Financial assets Cash and bank balances - - - - - - 1,378,646 - - 1,378,646 Statutory deposit with Bank Negara Malaysia - - - - - - 58,398 - - 58,398 Balances due from clients and brokers - - - - - - - 345,093 199,964 545,057 Financial assets at FVTPL Islamic Corporate Sukuk - - 39,833 - - - - - - 39,833 Unquoted shares and unit trust funds in Malaysia - - - - - - - - 148,453 148,453 Derivative financial assets - - - - 27,500 65 - 26,015 41,991 95,571 Net loans, advances and financing Term loans - - - 66,664 24,323 - 52,477 30,519 384,216 558,199 Islamic term loans - - - - - - - 44,206 54,995 99,201 Share margin financing - 8,994 - - 26.889 - - 909,527 239,712 1,185,122 Islamic share margin financing - - - - - - - 14,293 - 14,293 Others - - - - - - - 181 - 181 Financial investments at FVOCI Malaysian Government Securities - - - - - - 20,496 - - 20,496 Malaysian Government Investment Certificates - - - - - - 119,119 - - 119,119 Islamic Negotiable Instruments of Deposits - - - - - - 149,943 - - 149,943 Corporate Bonds - - 16,314 41,609 69,969 - 46,628 - - 174,520 Islamic Corporate Sukuk - - 71,325 - 5,121 31,033 171,437 - 26,748 305,664 Unquoted equities - - - - - - - - 1,990 1,990 Financial investments at AC Corporate Bonds - - - - - - 20,021 - - 20,021 Malaysian Government Investment Certificates - - - - - - 9,909 - - 9,909 Islamic Corporate Sukuk - - - 10,895 - - 152,210 - - 163,105 Other assets, excluding prepayments and deposits - - - - - - - - 78,560 78,560 - 8,994 127,472 119,168 153,802 31,098 2,179,284 1,369,834 1,176,629 5,166,281
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