265 How We Are Governed Financial Statements Shareholders’ Information Additional Information 47. CAPITAL MANAGEMENT AND CAPITAL ADEQUACY (CONT’D.) Capital adequacy (cont’d.) (ii) Transitional arrangements for regulatory capital treatment of accounting provisions The capital adequacy ratios of the Group and Bank are as follows: Group Bank 2021 2020 2021 2020 With transitional arrangement CET 1 capital ratio 20.665% 19.093% 21.332% 18.797% Tier 1 capital ratio 20.665% 19.093% 21.332% 18.797% Total capital ratio 28.291% 24.037% 29.827% 24.075% Group Bank 2021 2020 2021 2020 Without transitional arrangement CET 1 capital ratio 20.599% 18.943% 21.292% 18.668% Tier 1 capital ratio 20.599% 18.943% 21.292% 18.668% Total capital ratio 28.225% 23.887% 29.787% 23.946% 48. FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES The carrying amounts and the fair values of the financial assets and liabilities of the Group and the Bank are as follows: Group 2021 2020 Carrying amount RM’000 Fair value RM’000 Carrying amount RM’000 Fair value RM’000 Financial assets Cash and bank balances 1,897,384 1,897,384 1,644,534 1,644,534 Financial assets at fair value through profit or loss 387,322 387,322 543,539 543,539 Financial investments at fair value through other comprehensive income 737,574 737,574 771,732 771,732 Financial investments at amortised cost 213,660 219,155 193,035 202,215 Derivative financial assets 81,453 81,453 95,571 95,571 Loans, advances and financing 1,775,413 1,782,095 1,869,249 1,867,339 Balances due from clients and brokers 334,465 334,465 545,057 545,057 Other assets, excluding prepayments and deposits 219,401 219,401 168,868 168,868 Statutory deposit with Bank Negara Malaysia 50,868 50,868 58,398 58,398
RkJQdWJsaXNoZXIy NDgzMzc=