245 How We Are Governed Financial Statements Shareholders’ Information Additional Information 30. INTEREST INCOME Group Bank 2021 RM’000 2020 RM’000 2021 RM’000 2020 RM’000 Loans, advances and financing - Interest income other than from recoveries from impaired loans* 122,620 125,777 120,431 121,520 - Interest income from recoveries from impaired loans - 918 - 918 Money at call and deposit placements with financial institutions 43,138 45,378 39,397 42,182 Financial investments measured at FVOCI 19,276 23,325 19,276 23,325 Financial investments at amortised cost 5,394 4,860 5,394 4,860 Others 19,944 18,663 19,946 18,678 210,372 218,921 204,444 211,483 * Included reversal of net modification loss relating to COVID-19 relief measures of the Group and of the Bank of RM140,000 (2020: loss RM188,000) in the current financial year. 31. INTEREST EXPENSE Group Bank 2021 RM’000 2020 RM’000 2021 RM’000 2020 RM’000 Deposits from customers 86,064 108,829 88,274 110,438 Deposits and placements from banks and other financial institutions 1,804 1,901 1,804 1,901 Borrowings 9,277 7,178 8,685 5,560 Lease interest expense 965 1,335 905 1,218 Others 1,451 1,264 10,581 9,342 99,561 120,507 110,249 128,459
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