213 How We Are Governed Financial Statements Shareholders’ Information Additional Information 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment (cont’d.) An analysis of changes in the outstanding exposure and the corresponding ECL allowances in relation to undrawn commitment is as follows (cont’d.): Bank ECL allowances 2021 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 75 - - 75 Exposures derecognised or repaid (excluding write-offs) (38) - - (38) Impact of net remeasurement 7 - - 7 As at 31 December 44 - - 44 Bank ECL allowances 2020 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 255 - - 255 Exposures derecognised or repaid (excluding write-offs) (25) - - (25) Impact of net remeasurement (155) - - (155) As at 31 December 75 - - 75
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