Kenanga Investment Bank Berhad Annual Report 2021 198 Our Sustainability Approach About This Report We Are Kenanga Message From Chairman and GMD 9. LOANS, ADVANCES AND FINANCING (CONT’D.) (i) Gross loans, advances and financing analysed by type of customer are as follows: Group Bank 2021 RM’000 2020 RM’000 2021 RM’000 2020 RM’000 Domestic business enterprises - Small and medium enterprises 256,439 237,848 196,055 180,851 - Others 534,052 591,343 590,630 664,336 Individuals 993,814 1,034,745 971,456 1,006,107 Foreign enterprises 8,510 18,698 8,510 18,698 1,792,815 1,882,634 1,766,651 1,869,992 (ii) Gross loans, advances and financing analysed by geographical distribution are as follows: Group Bank 2021 RM’000 2020 RM’000 2021 RM’000 2020 RM’000 In Malaysia 1,786,437 1,863,352 1,760,273 1,850,710 Outside Malaysia 6,378 19,282 6,378 19,282 1,792,815 1,882,634 1,766,651 1,869,992 (iii) Gross loans, advances and financing analysed by interest rate/profit rate sensitivity are as follows: Group Bank 2021 RM’000 2020 RM’000 2021 RM’000 2020 RM’000 Fixed rate - Other fixed rate loans 1,253,641 1,294,660 1,170,899 1,209,024 Variable rate - Other variable rates 529,826 576,614 586,404 649,608 - Base lending rate plus 9,251 11,179 9,251 11,179 Interest free 97 181 97 181 1,792,815 1,882,634 1,766,651 1,869,992 Notes to the Financial Statements 31 December 2021
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