KENANGA ANNUAL REPORT 2020

136 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 2. CHANGES IN ACCOUNTING POLICIES AND REGULATORY REQUIREMENT (CONT’D.) 2.4 Measures to assist individuals, SMEs and corporates affected by COVID-19 announced by BNM (cont’d.) The economic sectors that are most affected by COVID-19 and their exposure as at 2020 is disclosed as below: Group Loans, advances and financing Net of impairment (on-balance sheet) Undrawn (off-balance sheet) Total exposures 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Sectors Oil and gas 28,230 58,182 4,408 500 32,638 58,682 Hotels and tourism - 13,545 30,000 - 30,000 13,545 Retail food and non-food 84,343 58,554 7,530 5,503 91,873 64,057 Construction 82,474 110,677 32,257 30,567 114,731 141,244 Property development 66,387 79,366 18,355 84,230 84,742 163,596 261,434 320,324 92,550 120,800 353,984 441,124 Bank Loans, advances and financing Net of impairment (on-balance sheet) Undrawn (off-balance sheet) Total exposures 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Sectors Oil and gas 25,697 58,182 4,408 500 30,105 58,682 Hotels and tourism 30,000 Retail food and non-food 66,664 53,268 7,530 5,503 74,194 58,771 Construction 71,698 80,632 32,257 30,567 103,955 111,199 Property development 51,212 48,888 18,355 84,230 69,567 133,118 215,271 240,970 92,550 120,800 307,821 361,770