KENANGA ANNUAL REPORT 2019

283 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) Group 2019 On demand RM’000 Up to 1 months RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Liabilities Deposits from customers 71,367 2,191,849 943,772 548,270 110,236 200,000 - 4,065,494 Deposits and placements of banks and other financial institutions - 310,518 340,200 - - - - 650,718 Derivative financial liabilities - 57 1,911 1,765 9,683 - - 13,416 Balances due to clients and brokers - 537,393 - - - - - 537,393 Borrowings - 26,000 6,800 2,800 5,600 55,400 - 96,600 Other liabilities balances 413 76,102 67,276 10,321 4,962 31,387 172,403 362,864 Total liabilities 71,780 3,141,919 1,359,959 563,156 130,481 286,787 172,403 5,726,485 Net maturity mismatch 654,894 (36,339) (1,020,192) (545,059) 97,599 853,003 900,383 904,289 The table below shows the contractual expiry by maturity of the Group’s contingent liabilities and commitments. Group 2019 On demand RM’000 Up to 1 months RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Miscellaneous commitments 623,581 - - - - - - 623,581 Total commitments and guarantees 623,581 - - - - - - 623,581