KENANGA ANNUAL REPORT 2019

270 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2019 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (iii) Credit risk exposure for each internal credit risk rating Internal credit rating Group Total Bank Total 2019 RM’000 2019 RM’000 Strong AAA 3,441,713 3,168,682 AA 593,326 574,119 Satisfactory A 1,100,081 1,047,360 BBB 177,809 234,119 Substandard BB 201,277 199,128 B 108,594 108,594 C 189 189 Default D 42,774 42,774 Non-rated 132,021 132,021 5,797,784 5,506,986 Internal credit rating Group Total Bank Total 2018 RM’000 2018 RM’000 Strong AAA 3,229,883 2,904,859 AA 755,939 751,241 Satisfactory A 1,291,799 1,285,267 BBB 195,643 206,354 Substandard BB 116,477 116,477 B 147,756 119,125 C 333 333 Default D 39,577 39,577 Non-rated 155,427 155,427 5,932,834 5,578,660