Financial Year Ended 31 December	2025	2024	2023	2022	2021
	12 months Audited	12 months Audited	12 months Audited	12 months Audited	12 months Restated
Presented in RM'000
Operating revenue	865,324	1,003,797	821,056	723,086	891,491
Interest income	267,378	268,510	256,936	222,539	210,372
Interest expense	(186,517)	(199,581)	(162,074)	(112,813)	(99,561)
Net interest income	80,861	68,929	94,862	109,726	110,811
Net income from Islamic banking operations	26,281	27,698	20,639	15,201	16,828
Other operating income	553,060	702,938	536,752	485,348	656,881
Net income	660,202	799,565	652,253	610,275	784,520
Other operating expenses	(591,095)	(644,021)	(569,804)	(533,173)	(648,490)
Operating profit	69,107	155,544	82,449	77,102	136,030
Credit loss reversal/(expense)	4,618	(54,277)	(5,526)	(3,923)	(1,900)
Bad debt recovered	1,562	5,333	4,919	119	513
	75,287	106,600	81,842	73,298	134,643
Share of results of associates and joint venture companies	(1,723)	10,649	6,268	852	13,593
Profit before taxation and zakat	73,564	117,249	88,110	74,150	148,236
Taxation and zakat	(23,599)	(21,494)	(15,359)	(18,796)	(29,421)
Profit for the financial year	49,965	95,755	72,751	55,354	118,815
Other comprehensive (loss)/income:
Items that will not be reclassified subsequently to profit or loss:
Net change in revaluation of equity instruments at FVOCI	(40)	79	49	(167)	(529)
Share of other comprehensive (loss)/income in associates	(16,442)	6,223	9,767	57	6,103
Income tax related to fair value changes on equity instruments	10	(19)	(12)	40	127
Items that will be reclassified subsequently to profit or loss:
Foreign exchange differences on consolidation	(11,861)	(3,774)	4,761	4,871	2,648
Net change in revaluation of debt instrument at FVOCI	9,540	(3,141)	11,822	(9,242)	(18,614)
Income tax effect	(2,316)	534	(2,581)	2,313	4,394
Other comprehensive (loss)/income for the year, net of tax	(21,109)	(98)	23,806	(2,128)	(5,871)
Total comprehensive income for the year, net of tax	28,856	95,657	96,557	53,226	112,944
Profit for the financial year attributable to:
Equity holders of the Bank	49,965	95,755	72,641	54,511	118,390
Non-controlling interests	-	-	110	843	425
	49,965	95,755	72,751	55,354	118,815
Total comprehensive income/(loss) attributable to:
Equity holders of the Bank	28,856	95,657	96,447	52,383	112,519
Non-controlling interests	-	-	110	843	425
	28,856	95,657	96,557	53,226	112,944
Earnings per share attributable to equity holders of the Bank:
Basic (sen)	6.86	13.18	10.04	7.50	16.29
Diluted (sen)	6.86	13.18	10.01	7.46	15.94