Financial Year Ended 31 December	2022	2021	2020	2019	2018
	3 months Audited	12 months Restated	12 months Restated	12 months Restated	12 months Restated
Presented in RM'000
Operating revenue	250,123	973,762	651,270	669,368	648,235
Interest income	50,728	218,921	244,152	260,851	245,945
Interest expense	(23,925)	(120,507)	(160,171)	(177,851)	(159,116)
Net interest income	26,803	98,414	83,981	83,000	86,829
Net income from Islamic banking operations	2,829	20,669	17,982	15,760	11,082
Other operating income	192,957	707,453	347,400	353,286	368,147
Net income	222,589	826,536	449,363	452,046	466,058
Other operating expenses	(185,273)	(700,163)	(418,187)	(400,684)	(411,190)
Operating profit	37,316	126,373	31,176	51,362	54,868
(Allowance for)/Write back of impairment on:
– loans, advances and financing	-	-	-	-	-
– balances due from clients and brokers and other receivables	-	-	-	-	-
Credit loss (expenses)/reversal	754	(5,852)	15,216	(29,823)	(1,600)
Bad debt recovered	1	1,408	3,464	13,860	707
	38,071	121,929	49,856	35,399	53,975
Share of results of associates and joint venture	4,621	12,786	(6,905)	(6,548)	(13,356)
Profit before taxation and zakat	42,692	134,715	42,951	28,851	40,619
Taxation and zakat	(8,425)	(32,430)	(16,565)	(16,940)	(16,453)
Profit for the financial period/year	34,267	102,285	26,386	11,911	24,166
Other comprehensive income/(loss):
Items that will not be reclassified subsequently to profit or loss:
Revaluation gain/(loss) on equity instruments at FVOCI		902	(666)	-	-
Share of other comprehensive profit/(loss) in associates		4,801	5,457	(4,506)	1,872
Income tax related to the above		(216)	160	-	-
Items that will be reclassified subsequently to profit or loss:
Foreign exchange differences on consolidation		(1,233)	(994)	1,385	(6,990)
Net gain on fair value changes of debt instrument at FVOCI		5,252	11,626	7,948	-
Net gain on fair value changes of financial investments available-for-sale		-	-	-	3,333
Income tax relating to the components of other comprehensive income		(1,187)	(2,790)	(1,907)	(800)
Other comprehensive income/(loss) for the (period)/year, net of tax		8,319	12,793	2,920	(2,585)
Total comprehensive income for the year, net of tax		110,604	39,179	14,831	21,581,
Profit for the financial year attributable to:
Equity holders of the Bank		102,082	26,386	11,911	24,188
Non-controlling interests		203	-	-	(22)
		102,285	26,386	11,911	24,166
Total comprehensive income/(loss) attributable to:
Equity holders of the Bank		110,401	39,179	14,831	21,603
Non-controlling interests		203	-	-	(22)
		110,604	39,179	14,831	21,581
Earnings per share attributable to equity holders of the Bank:
Basic (sen)		14.56	3.78	1.67	3.35
Diluted (sen)		14.18	3.78	1.67	3.35