KENANGA ANNUAL REPORT 2018

NOTES TO THE FINANCIAL STATEMENTS 31 December 2018 267 ANNUAL REPORT 2018 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities The table below summarises the contractual maturity profile of the Group’s assets and liabilities as at 31 December 2018. The contractual maturity profile often may not reflect the actual behavioural patterns. Group On demand Up to 1 month >1 to 3 months >3 to 6 months >6 to 12 months >1 year Non specific maturity Total 2018 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Assets Cash and bank balances 257,762 897,263 196,235 - - - - 1,351,260 Financial assets at fair value through profit or loss - - 14,171 - - - 175,053 189,224 Financial instruments at fair value through other comprehensive income - 679,164 - 20,015 160,263 800,480 1,754 1,661,676 Financial instruments at amortised cost - - 8,716 - - 112,540 - 121,256 Derivative financial assets - 35,213 - 10,934 25,635 210 - 71,992 Loans, advances and financing 167,330 1,424,009 3,710 8,933 44,856 356,017 60 2,004,915 Balances due from clients and brokers - 296,323 - - - - - 296,323 Other assets 4,104 6,556 200 14 1,297 46,400 39,175 97,746 Assets segregated by customers - 78,127 - - - - - 78,127 Others - - - - - - 674,009 674,009 Total assets 429,196 3,416,655 223,032 39,896 232,051 1,315,647 890,051 6,546,528 Liabilities Deposits from customers 88,246 2,438,591 892,512 568,763 373,992 200,000 - 4,562,104 Deposits and placements of banks and other financial institutions - 95,016 - - - - - 95,016 Obligations on securities sold under repurchase agreements - 83,067 - - - - - 83,067 Derivative financial liabilities - 111 1,178 9,327 2,077 - - 12,693 Balances due to clients and brokers - 481,932 - - - - - 481,932 Borrowings - 41,500 2,800 2,800 5,600 66,600 - 119,300 Other liabilities balances 4 89,352 16,036 20,777 10,188 34,103 150,950 321,410 Total liabilities 88,250 3,229,569 912,526 601,667 391,857 300,703 150,950 5,675,522 Net maturity mismatch 340,946 187,086 (689,494) (561,771) (159,806) 1,014,944 739,101 871,006 The table below shows the contractual expiry by maturity of the Group’s contingent liabilities and commitments. Each undrawn loan commitment is included in the time band containing the earliest date it can be drawn down. Group On demand Up to 1 month >1 to 3 months >3 to 6 months >6 to 12 months >1 year Non specific maturity Total 2018 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Miscellaneous commitments 689,222 - - - - - - 689,222 Total commitments and guarantees 689,222 - - - - - - 689,222