KENANGA ANNUAL REPORT 2018

NOTES TO THE FINANCIAL STATEMENTS 31 December 2018 176 KENANGA INVESTMENT BANK BERHAD 10. LOANS, ADVANCES AND FINANCING (CONT’D.) 10.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (c) Other lending and factoring receivables and advances to group employees Other lending and factoring receivables 2018 2017 Group Stage 1 Stage 2 Stage 3 Total Total Internal rating grade RM’000 RM’000 RM’000 RM’000 RM’000 Performing: Strong 4,721 - - 4,721 15,388 Satisfactory 28,602 - - 28,602 35,774 Substandard 28,631 - - 28,631 - Non-performing: Individually impaired - - 781 781 823 Total 61,954 - 781 62,735 51,985 An analysis of changes in the gross carrying amount and the corresponding ECL allowances in relation to other financing is, as follows: 2018 Stage 1 Stage 2 Stage 3 Total Gross carrying amount RM’000 RM’000 RM’000 RM’000 As at 1 January 51,161 - 823 51,984 New assets originated 116,194 - - 116,194 Assets derecognised or repaid (excluding write-offs) (105,401) - (42) (105,443) As at 31 December 61,954 - 781 62,735