KENANGA ANNUAL REPORT 2018

NOTES TO THE FINANCIAL STATEMENTS 31 December 2018 171 ANNUAL REPORT 2018 10. LOANS, ADVANCES AND FINANCING (CONT’D.) (i) Gross loans, advances and financing analysed by type of customer are as follows: Group Bank 2018 2017 2018 2017 RM’000 RM’000 RM’000 RM’000 Domestic business enterprises - Small and medium enterprises 233,392 349,376 213,770 298,593 - Others 587,463 555,000 587,463 590,938 Individuals 1,149,370 1,230,307 1,139,565 1,229,106 Foreign enterprises 66,469 63,751 66,469 63,751 2,036,694 2,198,434 2,007,267 2,182,388 (ii) Gross loans, advances and financing analysed by geographical distribution are as follows: Group Bank 2018 2017 2018 2017 RM’000 RM’000 RM’000 RM’000 In Malaysia 1,944,629 2,124,179 1,915,202 2,108,133 Outside Malaysia 92,065 74,255 92,065 74,255 2,036,694 2,198,434 2,007,267 2,182,388 (iii) Gross loans, advances and financing analysed by interest rate/profit rate sensitivity are as follows: Group Bank 2018 2017 2018 2017 RM’000 RM’000 RM’000 RM’000 Fixed rate - Other fixed rate loans 1,482,352 1,609,617 1,419,617 1,557,633 Variable rate - Other variable rates 535,855 565,481 569,163 601,419 - Base lending rate plus 18,427 23,336 18,427 23,336 Interest free 60 - 60 - 2,036,694 2,198,434 2,007,267 2,182,388