KENANGA ANNUAL REPORT 2017

52. OPERATIONS OF ISLAMIC BANKING (CONT’D.) (i) Financing and advances Group and Bank 2017 RM’000 2016 RM’000 Commodity Murabahah revolving credit – Shariah contract – others 12,653 20,224 Commodity Murabahah term financing – Shariah contract – others 159,400 135,139 Commodity Murabahah share margin financing – Shariah contract – others 130 – Gross financing and advances 172,183 155,363 Allowance for impairment: – Collective allowance (131) (201) Net financing and advances 172,052 155,162 (i) Gross financing and advances analysed by type of customer are as follows: Domestic business enterprises – others 136,947 115,255 Individuals 35,236 40,108 172,183 155,363 (ii) Gross financing and advances analysed by geographical distribution are as follows: In Malaysia 172,183 155,363 (iii) Gross financing and advances analysed by profit rate sensitivity are as follows: Variable rate – Cost plus 172,183 155,363 (iv) Gross financing and advances analysed by economic purpose are as follows: Purchase of securities 94,169 50,014 Working capital 12,750 65,241 Others 65,264 40,108 172,183 155,363 (v) Gross financing and advances analysed by residual contractual maturity are as follows: Within one year 12,750 20,224 More than one year 159,433 135,139 172,183 155,363 Annual Report 2017 31 December 2017 217 notes to the financial statements