KENANGA ANNUAL REPORT 2017

50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below summarises the contractual maturity profile of the Bank’s assets and liabilities as at 31 December 2017. The contractual maturity profile often may not reflect the actual behavioural patterns. Bank 2017 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Assets Cash and bank balances 126,640 765,904 200,000 – – – – 1,092,544 Financial assets at fair value through profit or loss – 65,946 89,733 93,995 – 70,425 229,636 549,735 Derivative financial assets 75 30,908 1,200 1,550 33,122 538 – 67,393 Financial investments available-for-sale – 115,013 – 10,035 106,636 777,993 490 1,010,167 Financial investments held-to-maturity – – 6,000 – 10,001 22,000 – 38,001 Loans, advances and financing 165,756 1,556,208 – 28,036 – 430,080 – 2,180,080 Balance due from clients and brokers – 494,883 – – – – – 494,883 Other assets 19,986 5,593 10,169 1,942 – – 28,892 66,582 Others – – – – – – 765,170 765,170 Total assets 312,457 3,034,455 307,102 135,558 149,759 1,301,036 1,024,188 6,264,555 Liabilities Deposits from customers 41,650 2,440,973 1,410,081 244,426 141,018 – – 4,278,148 Deposits and placements of banks and other financial institutions – 210,762 – – – – – 210,762 Obligations on securities sold under repurchase agreements – 74,993 – – – – – 74,993 Derivative financial liabilities – 371 14,086 15,031 6,686 – – 36,174 Balance due to clients and brokers – 416,960 – – – – – 416,960 Borrowings – – 2,800 2,800 5,600 57,800 – 69,000 Other liabilities balances 500 86,909 12,924 10,181 19,881 – 113,960 244,355 Total liabilities 42,150 3,230,968 1,439,891 272,438 173,185 57,800 113,960 5,330,392 Net maturity mismatch 270,307 (196,513) (1,132,789) (136,880) (23,426) 1,243,236 910,228 934,163 The table below shows the contractual expiry by maturity of the Bank’s contingent liabilities and commitments. Each undrawn loan commitment is included in the time band containing the earliest date it can be drawn down. 2017 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Miscellaneous commitments 728,134 – – – – – – 728,134 Total commitments and guarantees 728,134 – – – – – – 728,134 Annual Report 2017 31 December 2017 203 notes to the financial statements