KENANGA ANNUAL REPORT 2017

50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (i) Credit quality by class of financial assets as at 31 December 2017 (cont’d.) Group Neither past due nor impaired Strong credit profile RM’000 Satisfactory risk RM’000 Sub- standard RM’000 Non rated RM’000 Default/ impaired RM’000 Past due but not impaired RM’000 *Individually impaired RM’000 Total RM’000 Cash and bank balances 1,347,517 – – – – – – 1,347,517 Statutory deposit with Bank Negara Malaysia 116,186 – – – – – – 116,186 Financial assets at fair value through profit or loss Malaysian Government Securities 20,254 – – – – – – 20,254 Malaysian Government Investment Certificates 50,171 – – – – – – 50,171 Corporate Bills 89,733 – – – – – – 89,733 Islamic Corporate Bills 159,941 – – – – – – 159,941 Unquoted securities in Malaysia – – – 18,041 – – – 18,041 Net loans, advances and financing Term loans – 379,372 50,028 – – – – 429,400 Islamic term loans – 109,378 50,022 – – – – 159,400 Share margin financing 485,238 803,473 135,614 131,284 1,910 – (1,441) 1,556,078 Islamic share margin financing – 66 64 – – – – 130 Others 15,388 35,774 – – 823 – (823) 51,162 Financial investments available-for- sale Malaysian Government Securities 49,534 – – – – – – 49,534 Malaysian Government Investment Certificates 155,357 – – – – – – 155,357 Islamic Corporate Sukuk 514,626 – – – – – – 514,626 Corporate Bonds 230,084 – – – – – – 230,084 Negotiable Instruments of Deposits 50,000 – – – – – – 50,000 Sukuk Perumahan Kerajaan 10,076 – – – – – – 10,076 Unquoted equities – – – 490 – – – 490 Financial investments held-to- maturity Islamic Corporate Sukuk – 10,001 – 28,000 – – – 38,001 Derivative financial assets – – – 67,393 – – – 67,393 Balances due from clients and brokers – 490,000 – – 26,250 – (21,367) 494,883 Other assets 99,718 – – – 3,183 1,557 (4,740) 99,718 Total 3,393,823 1,828,064 235,728 245,208 32,166 1,557 (28,371) 5,708,175 * Impaired loan/financing and outstanding balance due from clients and brokers are loan/financing and balance due under contractual term which have been overdue or are judgementally triggered as impaired. Annual Report 2017 31 December 2017 185 notes to the financial statements