KENANGA ANNUAL REPORT 2017

50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) Industry analysis as at 31 December 2017 Bank Primary agriculture RM’000 Manufacturing (incl agri-based) RM’000 Electricity, gas & water supply RM’000 Wholesale & retail trade, and hotel & restaurant RM’000 Real estate RM’000 Transport, storage and communications RM’000 Finance and insurance RM’000 Others RM’000 Total RM’000 Financial assets Cash and bank balances – – – – – – 1,092,544 – 1,092,544 Statutory deposit with Bank Negara Malaysia – – – – – – 116,186 – 116,186 Balances due from clients and brokers – – – – – – – 494,883 494,883 Financial assets at fair value through profit or loss Malaysian Government Securities – – – – – – 20,254 – 20,254 Malaysian Government Investment Certificates – – – – – – 50,171 – 50,171 Corporate Bills – – – – – – 89,733 – 89,733 Islamic Corporate Bills – – – – 65,946 – 93,995 – 159,941 Unquoted shares and unit trust funds in Malaysia – – – – – – 10,208 – 10,208 Derivative financial assets 29,545 – – 25 – 1,694 – 36,129 67,393 Net loans, advances and financing Term loans – 15,065 – – 19,853 – 13,025 404,743 452,686 Islamic term loans – – – – – – 12,653 159,400 172,053 Share margin financing – 25,310 – – 59,706 – – 1,471,062 1,556,078 Islamic share margin financing – – – – – – – 130 130 Financial investments available-for-sale Malaysian Government Securities – – – – – – 49,534 – 49,534 Malaysian Government Investment Certificates – – – – – – 155,357 – 155,357 Negotiable Instruments of Deposits – – – – – – 50,000 – 50,000 Corporate Bonds – – 15,018 – 65,013 – 14,694 135,359 230,084 Islamic Corporate Sukuk 4,977 – 110,362 – 44,527 74,018 146,555 134,187 514,626 Sukuk Perumahan Kerajaan – – – – – – 10,076 – 10,076 Unquoted equities – – – – – – – 490 490 Financial investments held-to-maturity Islamic Corporate Sukuk – – – 28,000 – – 10,001 – 38,001 Other assets – – – – – – – 49,147 49,147 34,522 40,375 125,380 28,025 255,045 75,712 1,934,986 2,885,530 5,379,575 Kenanga Investment Bank Berhad 31 December 2017 182 notes to the financial statements