Financial Year Ended 31 December 2020 2019 2018 2017 2016
  6 months
Unaudited
12 months
Restated
12 months
Restated
12 months
Restated
12 months
Restated
Presented in RM'000          
 
Operating revenue 374,838 650,823 669,368 648,235 585,317
 
Interest income 114,335 244,152 260,851 245,945 255,187
Interest expense (69,224) (158,731) (177,851) (159,116) (166,458)
Net interest income 45,111 85,421 83,000 86,829 88,729
Net income from Islamic banking operations 10,865 17,982 15,760 11,082 15,933
Other operating income 231,525 346,628 353,286 368,147 304,696
Net income 287,501 450,031 452,046 466,058 409,358
Other operating expenses (261,916) (418,187) (400,684) (411,190) (377,058)
Operating profit 25,585 31,844 51,362 54,868 32,300
(Allowance for)/Write back of impairment on:
– loans, advances and financing -   - - - (653)
– balances due from clients and brokers and other receivables -   - - - 1,439
Credit loss (expenses)/reversal (8,344) 15,216 (29,823) (1,600) -
Bad debt recovered 233 3,416 13,860 707 -
  17,474 50,524 35,399 53,975 33,086
Share of results of associates and joint venture 834 (7,573) (6,548) (13,356) (549)
Profit before taxation and zakat 18,308 42,951 28,851 40,619 32,537
Taxation and zakat (4,787) (16,565) (16,940) (16,453) (12,330)
 
Profit for the financial period/year 13,521 26,386 11,911 24,166 20,207
 
Other comprehensive income/(loss):          
Items that will not be reclassified subsequently to profit or loss:          
Revaluation gain/(loss) on equity instruments at FVOCI 902 (666) - - -
Share of other comprehensive profit/(loss) in associates (1,678) 5,457 (4,506) 1,872 3,106
Income tax related to the above (216) 160 - - -
 
Items that will be reclassified subsequently to profit or loss:          
Foreign exchange differences on consolidation 3,923 (994) 1,385 (6,990) 2,735
Net gain on fair value changes of debt instrument at FVOCI 5,528 11,626 7,948 - -
Net gain on fair value changes of financial investments available-for-sale - - - 3,333 7,122
Income tax relating to the components of other comprehensive income (1,330) (2,790) (1,907) (800) (1,709)
Other comprehensive income/(loss) for the (period)/year, net of tax 7,129 12,793 2,920 (2,585) 11,254
Total comprehensive income for the (period)/year, net of tax 20,650 39,179 14,831 21,581 31,461
 
Profit/(Loss) for the financial period/year attributable to:          
Equity holders of the Bank 13,521 26,386 11,911 24,188 19,720
Non-controlling interests - - - (22) 487
  13,521 26,386 11,911 24,166 20,207
 
Total comprehensive income/(loss) attributable to:          
Equity holders of the Bank 20,650 39,179 14,831 21,603 30,974
Non-controlling interests -   - - (22) 487
  20,650 39,179 14,831 21,581 31,461
 
Earnings per share attributable to equity holders of the Bank:          
Basic (sen) 1.94 3.78 1.67 3.35 2.59
Diluted (sen) 1.94 3.78 1.67 3.35 2.59